The object of this contract is the insurance of passengers against accidents on public transport.

This insurance covers death and bodily injuries caused to the passenger according to the coverage defined in Article 19 of Law no. 32/2021, “On compulsory insurance in the transport sector”.

Passengers are persons who travel with one of the means of transport intended for public transport, regardless of whether they have purchased a ticket, including persons who have the right to travel free of charge, as well as persons who are on the territory of the station, pier, port , the airport or near the means of transport, before boarding or disembarking, who intend to travel or who have traveled with one of the means of transport, with the exception of persons employed in the means of transport. Persons who are on the stairs or in the cabin without the authorization of the owner of the vessel or the crew, are not considered as passengers.